Hubridge Financial Advisory
Trusted Partner in your journey to wealth creation
No commissions and no conflict of interest - we represent you and work for you – our commitment is long term...!
Comprehensive Financial Planning and advice
Get 360° view of your finances and plan for all your financial goals in life.
Portfolio construction and advice
Access customized multi-asset portfolios that are diversified and long term oriented.
Portfolio Reviews and Rebalancing
Navigate and take advantage of market opportunities with periodic realignment and tactical calls.
Alternative Investment Avenues
Gain access to alternative investment avenues with suitable risk-return trade off.
Benefits
We provide unmatched value and benefits in your journey with us.
Services
Our Service Offerings.
- Cash Flow Planning
- Debt Planning
- Goal Planning
- Investment Planning
- Retirement Planning
- Insurance Planning
- Tax Planning
- Real Estate Planning
- Estate Planning
- Asset Allocation
- Portfolio Construction & Reviews
- Equity – Stocks, MFs, IPO
- Equity – Model Portfolios
- Equity – Tactical Calls
- Equity – Derivatives (F&O)
- Fixed Income – Savings, MF, FDs, Bonds
- Fixed Income – Securitized Bonds
- FX and Commodity
- PMS & AIF
- Venture Debt
- Venture Capital Funds
- Private Equity
- REITs and InvITs
- Market Updates
- Technology Platform
- KYC Updates
- Ownership Transfers
- Tax Filing
- Wills & Trusts
- Family Office
*In collaboration with external partners
We are committed to growing your wealth in a transparent and professional manner.
Experience quality and timely advice while we strive to be your long term, trusted partner.
Pavan Kumar Manchiraju, a charter holder from CFA Institute, USA and alumni of IIM-A, acquired decades of experience in India and abroad within corporate finance/treasury, mergers & acquisitions, business valuation and performance management domain. With deep financial expertise and business acumen, he understands the drivers of asset-class returns, impact of business cycles and risk-return trade off to create sustainable benefit to the clients.
As a SEBI Registered Investment Adviser (RIA) and CFA Charter holder (USA), we abide by strict regulations, code of conduct and ethical principles laid down by relevant authorities.
Platform
Our Multi Asset Advisory Platform
Pricing
Check our Pricing
Free Plan
₹0 / month
- Multi-asset reporting + Web / App access
- Mutual Fund Ratings
- Goal Planning (DIY basis)
- Regular market updates
- Personal Finance Insights
- Traditional Saving Updates (FDs, SGB, NPS, etc)
Value Plan
₹999 / month
- Asset Allocation and Portfolio Construction
- Mutual Fund Advice
- Access to commission-free direct MFs
- Model Stocks Portfolio
- Portfolio Reviews (2 / year)
- Goal Planning
- Regular market updates
- Traditional Savings Advice (FDs, SGB, NPS, etc)
- Multi-asset reporting + Web / App access
Standard Plan
₹2,499 / month
- Value Plan ++
- Tactical Stock Calls
- IPO Advice
- Bonds and Fixed Income Advice
- Portfolio Reviews (4 / year)
- Insurance and Debt Planning
- Comprehensive Financial Planning
- Direct Access to Advisor
Elite Plan
₹3,499 / month
- Standard Plan +
- Derivatives (F&O) Advice
- REITs and InvITs
- FX & Commodity Advice
- Monthly Portfolio Reviews
- Venture Debt
- PMS / AIF / Venture Funds
- Private Equity Opportunities
- Advanced Tax Planning
- ITR Filing assistance
- Optional Add ons:
- Stock Calls @ INR 999 per month (3-4 calls/mth)
- Comprehensive Financial Plan @ INR 5,000 per session
- Optional Add ons (Contact for pricing):
- Ownership Transfers
- Will Preparation
- Trust Formation
How to get started
We follow a systematic, digital approach to ensure your journey with us is seamless and result-oriented.
- Sign-upto register for free on our portal and we will get back to you super quickly.
- Book a free 1-to-1 session,if you wish to understand more about our services.
- Subscribe to our plans,if you wish to get started immediately.
Once you subscribe to our plans, we will initiate an e-agreement sign-off, as per SEBI regulations, and create a dedicated account for you on our advisory portal.
That's it - we are then ready to go and start growing your wealth...!
F.A.Q
Frequently Asked Questions
-
What is RIA and how is it different from other financial investment
providers?
RIA (Registered Investment Adviser) is a license issued by SEBI (the investments and market regulator in India), to offer advice on financial planning, savings, debt management and investments to clients. RIAs work on behalf of their clients and can only accept a pre-determined fee from their clients – they are not allowed to accept any commissions from the issuers of financial instruments.
However, distributors of financial products (Mutual Funds Distributors) are paid commissions by AMCs / fund houses to sell their products, and hence represent the interests of the issuers of financial instruments. -
Which plan should I choose if I am just starting my investing journey?
If you are an individual with modest corpus (< 5 lakhs) and just started your monthly savings, we suggest you choose our “Value plan”, which helps to plan your goals and obtain advice on regular saving instruments, MFs and Model stocks, for long term wealth creation.
-
Which plan should I choose if I already have substantial holdings and regular funds to
invest?
If you are an individual with accumulated corpus (> 20 lakhs), with holdings in different asset classes and lumpsum funds to invest, we would suggest you choose our “Standard” or “Elite” plans, as you may need customized advice to align your holdings, advice on fixed income opportunities and some avenues to boost your returns from short-term tactical calls, subject to risk profile and suitability.
-
Do I pay any additional fees during my subscription period?
What you see, is what you pay.!. All our fees are transparent, and we do not charge any additional fees. We neither receive any commissions nor hidden fees from the product owners or platforms. We represent you and work for you only...!
-
What is the time period for the plans and how are the fee payments collected?
All our plans run on monthly basis and valid for 1 year (12 months). We collect each month fees in advance. In case you start during the month, we charge for that relevant month on pro-rata basis.
-
Can I cancel my subscription during the 4-quarter subscription period?
Yes. All our plans are of minimum 6-months subscription. You can cancel your subscription any time after the expiry of first 6-months of each agreement period, and you will not be charged further. You can send an e-mail to [email protected] expressing your desire to cancel the subscription.
-
Do you guarantee specific returns for the instruments you advice?
No. We cannot guarantee returns for any of the instruments or avenues we advise, as returns are dependent on many market factors. However, we do rigorous, independent research and always provide you with our basis and rationale for each instrument selection, which ideally can provide reasonable performance, subject to market conditions.
Contact
Contact Us
Location:
1001, Tower 5, Urbana BNRI Complex, Anandapur, Kolkata - 700107, West Bengal, India
Email:
Call:
+91-9163681066