TERMS OF SERVICE

This website https://www.hubridgeadvisors.com ("Website") is operated by Pavan Kumar Manchiraju, an Individual (hereinafter referred to as "Operator" or “we” or “our” or “us”). These Terms of Service (“Terms”) set out the legally binding terms governing your use of the Website. These terms apply to all viewers, and Registered users of the Website, whether consideration has been paid for such services or not, and/or, whether or not they have entered into a registered user agreement with the Operator and includes all those persons who gain access to the Website.

These Terms, together with the Privacy Policy, and any other applicable rules, policies, and legal terms posted within the Website govern your use of the Website which are incorporated herein by reference, and forms an integral part of these Terms and constitute the entire agreement between the Registered Users, Viewers and the Operator. Unless a mutually executed agreement states otherwise, no additional or inconsistent terms in any other agreement or document shall modify these Terms, Privacy Policy and any other terms on the Website.

Introduction

We may from time to time offer a functionality which provides our users an interface that integrates third-party stock broking services ( “Functionality”) onto our Website to enable Users to conduct trades in securities listed on Indian stock exchanges utilizing third party stockbrokers registered with the Securities and Exchange Board of India (“SEBI”). It is hereby clarified for the sake of abundant caution, that other than for the provision of aggregation of the aforesaid Functionality and consequent provision of an interface which provides access to various third party powered stock broking functionalities, We are not responsible in any manner for trades placed via such third party stock brokers. Users are responsible and shall bear sole liability for all transactions placed via such third-party stock-brokers, either directly or via the Website as an interface and we do not endorse, underwrite or in any manner intermediate between, or act as an agent for or behalf of the User or the stock broker We are a SEBI registered Investment Adviser under the SEBI (Investment Advisers) Regulations, 2013, bearing registration number INA100018975.

Business Activity
The Operator provides research based recommendations on various investment opportunities in equities, debt and other investment instruments through this Website.

Disciplinary History
The Operator has no outstanding litigations against him and has not been suspended or debarred from doing business by SEBI or any other authority, nor has the Operator’s certificate of registration been cancelled by SEBI at any point of time.

Affiliations and compensation
We have not affiliated with any intermediaries for execution or distribution services. Hence, we do not receive any consideration for execution or distribution services.

Disclosure with regards to ownership and material conflicts of interest
Please refer relevant section on the individual recommendation report for disclosures with regards to ownership and material conflicts of interest.

Fee, Billing and Refunds
When subscribing to the paid Services provided by Operator, you will need to provide with your personal information, such as your name, address, e-mail address. The use of such data collected by Operator is governed by the Privacy Policy.

You agree that the payment of fees shall be made through a mode that shows traceability of funds and as prescribed by SEBI. Such modes include account payee crossed cheques, demand drafts or by way of direct credit to the bank accounts through NEFT/RTGS/IMPS/UPI or any other mode specified by SEBI from time to time. However, fees for the Services shall not be accepted in cash.

By subscribing to the Services offered on the Website you agree to pay the applicable subscription fee for the Services as set out on the Website. Goods and services tax (GST) or other applicable tax may be charged in addition to the subscription fee. Accordingly, you agree that your membership fee or subscription will be billed automatically at the beginning of each renewal period at the then-current rate (plus GST, if applicable) via the UPI ID or through the bank account used in your most recent transaction with us. We request you to enable automatic renewal. Before the start of each renewal, you will be sent a reminder notice stating the current rate. If you do nothing, you will automatically be charged for the membership at the renewal rate then.

The Operator will charge fees for which the payment will be taken in advance as per the plan chosen. The Operator may revise the fee charged at its sole discretion by intimating the User in writing (by way of email or updated terms). The fee will be accepted digitally through a third-party payment gateway. A GST invoice will be issued evidencing receipt of payment of fee. The billing will be quarterly or pro-rata thereof as per the plan chosen by the User.

You certify that all information you provide is accurate. You also agree to maintain and update your information as necessary so that it remains accurate and current. In the event that any information you provide is inaccurate or not up to date, the Operator reserves the right to cancel your subscription to the Services. Refunds, if any will be processed as per Refund Policy.

Disclaimer and Exclusion of Liability
All information, statements, opinions, statistics, products, services and materials contained, provided and posted on the Website are contained, provided "as is where is" and on a “non-reliance” basis. The Registered Users and/or Viewers must exercise due caution and must independently verify any and all information sought to be relied upon and/or seek independent professional advice before entering into any commercial, or business relationship, or transaction with any person or entity, and /or any other party, or making any investment, or entering into any financial obligation based solely on any information, statement or opinion which is contained, provided, posted or expressed on the Website. The Registered Users and/or Viewers of the Website expressly understand and agree that it is their sole responsibility to authenticate, verify and evaluate, or take professional advice on the accuracy and completeness of all information, statements, opinions and other materials contained, provided, posted or expressed on this Website or any website with which it is linked.

The Website contains information, statements, opinions, statistics, products, services, advertisements, and materials that have been obtained from sources believed to be reliable and an effort has been made to provide accurate information, however, the Operator of this Website make no guarantees whatsoever regarding the timeliness, completeness, accuracy, adequacy, fullness, functionality or reliability of the information, statements, opinions, products, services and materials contained, provided and posted on any section of the Website or of the results obtained from the use of such information, statements, opinions, products, services and materials and make no warranties of any kind and nature whatsoever either express or implied, including but not limited to warranties regarding the accuracy, performance, merchantability and/or fitness for a particular purpose of the information, statements, opinions, products, services and materials contained, provided and posted on the Website or of the results obtained from the use of such information, statements, opinions, products, services and materials.

The Registered Users and Viewers of the Website understand and agree that any action taken or decision made by them based on the information, statements and/or opinions contained, provided, posted, made or expressed on the Website will be taken or made by them at their own risk without any recourse whatsoever to the Operator of the Website. The information, statements, opinions and materials contained on the Website are for private use only and not intended for use in any commercial activity or purpose.

THE REGISTERED USERS AND VIEWERS OF THIS WEBSITE UNDERSTAND AND AGREE THAT THE OPERATOR OF THIS WEBSITE ASSUME NO LIABILITY WHATSOEVER REGARDING THE TIMELINESS, COMPLETENESS, ACCURACY, ADEQUACY, FULLNESS, FUNCTIONALITY AND RELIABILITY OF THE INFORMATION, STATEMENTS, OPINIONS, STATISTICS, PRODUCTS, SERVICES AND MATERIALS CONTAINED, PROVIDED, POSTED OR EXPRESSED ON THE WEBSITE AND WILL NOT BE LIABLE FOR ANY DAMAGES, WHETHER DIRECT, INCIDENTAL, SPECIAL, OR CONSEQUENTIAL INCURRED BY ANY Registered User AND/OR Viewer OF THIS WEBSITE ON ACCOUNT OF THE USE OF THE INFORMATION, STATEMENTS, OPINIONS, STATISTICS, PRODUCTS, SERVICES AND MATERIALS CONTAINED, PROVIDED, POSTED OR EXPRESSED IN THE WEBSITE, WHETHER OR NOT THE OPERATOR OF THE WEBSITE KNEW OR SHOULD HAVE KNOWN THAT SUCH DAMAGES MIGHT BE INCURRED, INCLUDING BUT NOT LIMITED TO LOSS OF INCOME OR PROFITS OR MARKET VALUE LOSS ON THE SALE OR PURCHASE OF SECURITIES AND/OR FUNDS.

The Operator does not certify and/or endorse any opinions contained, provided, posted or expressed on the Website and neither does the Operator certify and/or endorse any products and/or services sold by any party on the Website or otherwise and makes no representation or warranty, express or implied, of any kind whatsoever with respect to the same, including but not limited to, warranties of fitness, merchantability or fitness of such links for any particular purpose with respect to the same.

Data Protection
The Registered Users and Viewers of the Website understand and agree that though all reasonable care is taken by the Operator of the Website to secure and keep confidential all data and information provided by the Registered Users and Viewers on the Website or to the Website or through the Website, however the Operator shall not be liable and shall not be held responsible for unauthorized and illegal access to such data and information by third parties through illegal and unlawful activities such as hacking. The Registered Users and Viewers expressly waive their right to make claims and demands of any kind and nature whatsoever, against the Operator on account of any losses or damages whether direct, incidental, special, or consequential incurred or suffered by any Registered User or Viewer of the Website on account of such unauthorized access to such data and information, whether or not the Operator of the Website knew or should have known that such damages might be incurred or suffered, including but not limited to loss of income or profits or market value loss on the sale or purchase of funds and/or securities.

Please refer to the Privacy Policy for information on how we collect, process, store and use your personal data in connection with your use of the Website and your rights in relation to your personal data. Please be aware that transmission of data over the internet is never completely private or secure and that, despite our reasonable efforts commensurate to the sensitivity of the information being protected.

Hyperlink Disclaimer and Exclusion of Liability
This Website may contain links to other websites operated by parties other than the Operator. The Registered Users and Viewers of the Website understand that such other websites and their contents are neither checked nor monitored by the Operator for accuracy, adequacy, completeness, functionality, timeliness or conformance with applicable laws and regulations and are not liable or responsible in any manner whatsoever for the accuracy, adequacy, completeness, functionality, timeliness and/or the functionality of the information, statements, materials, opinions, products and services contained, provided and posted on such websites or any link contained in a linked website or their conformance with the applicable laws and regulations and make no warranties, of any kind and nature whatsoever, including but not limited to warranties regarding the performance, merchantability and/or fitness for a particular purpose. The Registered Users and Viewers of the Website understand and agree that the operating procedures and the terms of use of such websites shall become applicable to them on their gaining access to such other sites. The Operator is also not responsible without limitation for the any changes or updates to such websites and inclusion of such links on the Website does not imply any degree of endorsement by the Operator regarding the quality and/or accuracy of information provided or the nature of content of such linked websites.

Alteration and Modification
The Operator reserves the unqualified and unlimited right to amend, modify, alter, edit, delete, suspend or discontinue, temporarily or permanently the Website or any portion thereof and/or the information, statistics, services, products and/or materials contained and provided on the Website or any part thereof, with or without prior notice. The Registered Users and Viewers understand and agree that the Operator shall not be liable in any manner whatsoever to them or to any third party for any such amendment, modification, alteration, editing, deletion, suspension or discontinuance of the Website.

The Registered Users and Viewers understand and agree that the Operator has an unqualified and unlimited right to amend, modify, alter, edit and/or delete the Terms contained herein with or without prior notice to the Registered Users and Viewers and the Registered Users and Viewers shall not be entitled to make any claims of any kind and nature whatsoever against the Operator on account of losses or damages of any kind and nature, incurred or suffered by the Registered Users and Viewers on account of such change, modification or alteration thereof. The amended Terms shall be posted by the Operator on the Website for the convenience of the Registered Users and Viewers and the Registered Users and Viewers shall be responsible for reviewing the Terms each time they gain access to the Website to ensure that they have reviewed and understood the then current and applicable Terms as may be posted on the Website from time to time. The Registered Users and Viewers understand and agree that in case the Registered Users and Viewers chose to gain access to the Website, they shall be deemed to have read and understood the then current and applicable Terms for all purposes thereof, irrespective of whether they have actually read and understood the Terms or not.

Trademark and Copyright Protection
The Registered Users and Viewers of the Website understand and agree and are put to notice that unless otherwise indicated, the Website and its text, content, layout, design, graphics, compilation and other matters related to this Website are protected under applicable copyrights, trademarks and other proprietary (including, but not limited to intellectual property) rights and are the property of the Operator or the material is included on the Website with the permission of the owner of such rights and is protected pursuant to copyright and trademark laws. All such rights are expressly reserved by the Operator.
The Registered Users and Viewers are prohibited from reproducing, transmitting, disseminating, copying, downloading, modifying, displaying, selling, publishing, broadcasting, or circulating the information and materials contained in the Website in any form or by any means, including but not limited to, electronic, mechanical, photocopying, recording, or otherwise without the express prior written consent of the Operators.

Jurisdiction and Applicable Laws
The Registered Users and Viewers understand and agree that the courts of Kolkata, India shall have the exclusive jurisdiction to resolve any controversy or claim of whatever nature arising out of or relating to use of the Website or the information, statements, opinions, products, services and materials contained, provided, posted or expressed in the Website and the laws of India shall govern such dispute or claim. However, the Operator retains the right to bring legal proceedings in any jurisdiction where they believe that infringement of the Terms is taking place or originating.

Waiver
The failure of the Operators to enforce any provision of these Terms of Use and Disclaimer shall not be deemed a waiver of such provision nor of the right to enforce such provision.

Entire Understanding
These Terms contain the entire understanding between the Registered Users and Viewers of the Website and the Operator with respect to this Website and supersedes all prior understandings (written or verbal), representations and negotiations and shall not be modified or affected by any course of dealing or course of performance. In case any term of the Terms is declared invalid or unenforceable for any reason whatsoever, by a court of competent jurisdiction, such term shall, insofar as it is severable from the remaining terms, be deemed omitted from the Terms and shall in no way affect the legality, validity or enforceability of the remaining terms.

All rights not expressly granted herein are reserved.
I have carefully read the Terms above and hereby agree to be bound by the terms and conditions outlined therein. I fully understand that by using this Website I shall convey my acceptance to be bound by the terms and conditions contained in these Terms. I am also aware that in case I am not willing to be bound by the above mentioned terms and conditions I should not be using this Website.

Acceptance
By clicking “Agree”, you represent to the Operator that you have read, understood and agree to these Terms.